/* RESET */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

/* BODY */
body {
    font-family: 'Poppins', sans-serif;
    background: #f4f7fb;
    color: #333;
    line-height: 1.6;
}

/* CONTAINER */
.container {
    width: 90%;
    max-width: 1100px;
    margin: auto;
}

/* HERO */
.hero {
    background: url('https://images.unsplash.com/photo-1601584115197-04ecc0da31d7') no-repeat center/cover;
    height: 300px;
    position: relative;
    margin-bottom: 100px;
}

.small-hero {
    height: 240px;
}

.hero-overlay {
    background: rgba(10, 25, 47, 0.75);
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
}

.hero h1 {
    color: #fff;
    font-size: 36px;
    font-weight: 600;
}

.hero p {
    color: #ccc;
    margin-top: 10px;
}

/* POLICY SECTION */
.policy {
    margin-top: -60px;
    padding-bottom: 50px;
}

/* CARD */
.card {
    background: #fff;
    padding: 25px;
    margin-bottom: 20px;
    border-radius: 14px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
    transition: 0.3s ease;
    border-left: 5px solid #007bff;
}

.card:hover {
    transform: translateY(-5px);
}

/* INTRO */
.intro {
    border-left: 5px solid #28a745;
}

/* HEADINGS */
h2 {
    color: #0a2540;
    margin-bottom: 10px;
    font-size: 20px;
}

h3 {
    margin-top: 10px;
    font-size: 16px;
    color: #444;
}

/* TEXT */
p {
    font-size: 15px;
}

/* LIST */
ul {
    margin-top: 10px;
    padding-left: 20px;
}

ul li {
    margin-bottom: 8px;
}

/* BUTTON */
.btn {
    background: linear-gradient(135deg, #007bff, #0056b3);
    color: white;
    border: none;
    padding: 10px 22px;
    border-radius: 8px;
    cursor: pointer;
    margin-top: 10px;
    transition: 0.3s;
}

.btn:hover {
    background: linear-gradient(135deg, #0056b3, #003f7f);
}

/* FOOTER */
footer {
    text-align: center;
    padding: 20px;
    background: #0a2540;
    color: #fff;
    font-size: 14px;
}

/* RESPONSIVE */
@media (max-width: 768px) {

    .hero {
        height: 200px;
    }

    .hero h1 {
        font-size: 24px;
    }

    .hero p {
        font-size: 14px;
    }

    .policy {
        margin-top: -40px;
    }

    .card {
        padding: 18px;
    }

    h2 {
        font-size: 18px;
    }
}